Ratanpura
Dungarpur · Simalwada
How This Centre Works

Prasann Kumhar
Manage the day-to-day operations of the SMARTPUR Centre. Deliver digital and e-governance services, including online applications, document services, and access to government schemes. Facilitate enrolment and support for social protection schemes such as pensions, Ayushman Bharat, e-Shram, Jan Dhan, and other welfare programmes. Provide banking and digital payment services (where applicable) and promote financial inclusion. Mobilise the community by promoting SMARTPUR services and encouraging citizens to utilise the centre. Coordinate with the Community Mobilizer to organise awareness campaigns, service camps, and outreach activities.
Prasann Kumhar, a 28-year-old resident of Ratanpura Gram Panchayat, Dungarpur, is the sole breadwinner of his family. Before joining the SMARTPUR Project, he operated a small e-Mitra and Banking Correspondent (BC) Centre with limited infrastructure and technical resources. Frequent power cuts, poor network connectivity, inadequate digital equipment, and low community awareness restricted the services he could provide, limiting his monthly income to ₹7,000–10,000. His journey changed after joining the SMARTPUR Project, implemented by REACHA with the support of Nokia. Through the project, his centre was equipped with essential infrastructure, including a solar power system, inverter, laptops, printer, furniture, and other digital equipment. He also received regular training, technical guidance, and continuous handholding support, enabling him to expand both the quality and range of services offered. Today, Prasann operates a well-functioning SMARTPUR Centre that provides a wide range of government, banking, and digital services, including pensions, Jan Aadhaar, birth and death certificates, e-Shram registration, PM-Kisan services, and banking transactions. Villagers no longer need to travel to distant towns for these essential services, saving both time and money. The SMARTPUR Centre has become a trusted community resource, improving access to government schemes, financial services, and digital inclusion. Through regular awareness programmes and quality service delivery, Prasann has gained the confidence of the community while strengthening his livelihood and contributing to the socio-economic development of Ratanpura.
Our Initiatives Transforming Lives


Community Context
Who we serve
Women Children Youth Senior Cityzens SHGs Farmers
Challenges addressed
Villagers had to travel to Simalwara or other nearby towns for certificates, pensions, Jan Aadhaar, e-Shram registration, PM-Kisan, and other government services. The travel involved additional costs, loss of daily wages, and long waiting times. There was limited access to banking services within the village. Residents had to travel to bank branches for cash withdrawals, deposits, account opening, and Aadhaar-enabled transactions. Awareness of financial inclusion schemes such as PMJJBY, PMSBY, and APY was low. Many eligible families were unaware of social protection and welfare schemes or did not know the application process. As a result, several beneficiaries could not access benefits such as pensions, scholarships, PM-Kisan, and other entitlements. Even simple services required villagers to travel outside the Gram Panchayat, resulting in transportation expenses, loss of workdays, and inconvenience—particularly for women, elderly persons, and persons with disabilities.



